Which is right for your business? Compare speed, approval, and repayment side by side.
Apply Now — Decision in HoursA traditional bank loan usually offers the lowest cost — if you have strong credit, collateral, and weeks to wait. A merchant cash advance or revenue-based financing from Taurus Funding trades a higher cost for speed, flexibility, and approval based on revenue rather than credit.
If you've been turned down by a bank, need money fast, or want funding that flexes with your sales, alternative funding is often the better fit.
| Feature | Taurus Funding (MCA / RBF) | Traditional Bank Loan |
|---|---|---|
| Approval based on | Business revenue & bank deposits | Credit score, collateral, financials |
| Time to funding | As little as 24-48 hours | Weeks to months |
| Credit requirement | All profiles considered | Strong credit typically required |
| Collateral | None (unsecured) | Often required |
| Repayment | % of sales or fixed ACH | Fixed monthly payment |
| Paperwork | Application + 3 bank statements | Extensive documentation |
| Best for | Speed, flexibility, revenue-based approval | Lowest cost if you qualify and can wait |
Complete a short application online or by phone in minutes.
Provide your 3 most recent business bank statements.
Receive an offer — amount, cost, and schedule — often the same day.
E-sign your agreement. No collateral, no lengthy paperwork.
Funds deposited in as little as 24-48 hours.
Typically $10,000 to $2,000,000, based on monthly revenue.
Approval in hours; funding in as little as 24-48 hours.
Unsecured funding — your assets are not pledged.
Approved on your sales and bank activity, not your credit score.
One clear factor rate or fixed cost agreed up front — no compounding.
All credit profiles considered.
We'll recommend the right structure for your business. Apply now or call.
Apply Now📞 Call (305) 413-1639