Revenue-Based Financing

Business capital repaid on your terms โ€” predictable fixed daily or weekly payments that fit your cash flow. $10,000 to $2,000,000, funded in as little as 24-48 hours.

Apply Now โ€” Decision in Hours

What Is Revenue-Based Financing?

Revenue-based financing (RBF) gives your business a lump sum of capital that you repay through fixed, automatic ACH payments โ€” daily or weekly โ€” sized to your revenue. It is designed for business owners who want the speed and flexibility of alternative funding with the predictability of a set payment schedule.

Unlike a bank term loan, approval is driven by your business's revenue and bank activity rather than credit scores and collateral โ€” so you can access capital quickly, even with less-than-perfect credit.

Revenue-Based Financing vs. Merchant Cash Advance

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RBF: Fixed ACH

You repay a set daily or weekly amount by ACH โ€” easy to budget and predictable.

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MCA: Sales Holdback

An MCA is repaid as a percentage of card/sales volume, so payments rise and fall with sales.

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Same Speed

Both fund in as little as 24-48 hours with minimal paperwork and no collateral.

Not sure which fits your business? Compare our Merchant Cash Advance or call us and we'll recommend the right structure.

How Revenue-Based Financing Works

1

Apply

Submit a quick application online or by phone in minutes.

2

Send Statements

Share your 3 most recent business bank statements to verify revenue.

3

Get Your Offer

Receive your amount, cost, and fixed payment schedule โ€” often same day.

4

Sign

E-sign your agreement. No collateral, no lengthy underwriting.

5

Get Funded

Capital lands in your business account in as little as 24-48 hours.

Funding Amounts & Terms

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Amount

Typically $10,000 to $2,000,000, based on monthly revenue.

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Payments

Fixed daily or weekly ACH โ€” predictable and easy to plan around.

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Term Length

Commonly 3 to 24 months, matched to your cash flow.

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No Collateral

Unsecured โ€” no property or equipment pledged.

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Simple Cost

One clear, agreed cost up front โ€” no compounding surprises.

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Fast

Approval in hours; funding in as little as 24-48 hours.

Do You Qualify?

โœ… Time in business: 6 months or more
โœ… Monthly revenue: $10,000+ in gross sales
โœ… Business bank account in the company's name
โœ… Credit: All credit profiles considered
โœ… Location: U.S.-based business, all 50 states
โœ… Use of funds: Payroll, inventory, equipment, expansion, marketing โ€” your call

Frequently Asked Questions

How is revenue-based financing different from a merchant cash advance? โ–ผ
Both provide fast, revenue-driven capital. With revenue-based financing you repay a fixed daily or weekly ACH amount, which is predictable. With a merchant cash advance, repayment is a percentage of your sales, so it moves up and down with your revenue.
Is this a loan? โ–ผ
Revenue-based financing is an alternative funding product based on your business revenue. Approval depends on your sales and bank activity rather than credit and collateral, and funds are delivered far faster than a traditional bank loan.
How much can I qualify for? โ–ผ
Funding typically ranges from $10,000 to $2,000,000 depending on your average monthly revenue and business profile.
How fast is funding? โ–ผ
Most businesses receive a decision within hours and funding in as little as 24-48 hours after signing.
Do I need good credit? โ–ผ
No. All credit profiles are considered. Your business revenue is the primary factor, so limited or poor personal credit does not automatically disqualify you.
What do I need to apply? โ–ผ
A short application and your three most recent business bank statements. No collateral and typically no tax returns required.
What can I use the money for? โ–ผ
Anything your business needs โ€” payroll, inventory, equipment, hiring, marketing, expansion, or covering a cash-flow gap.

Get Predictable Capital Today

Fast funding with payments you can plan around. Apply now or call us.

Apply Now

๐Ÿ“ž Call (305) 413-1639